Privacy Policy

About this policy

This Privacy Policy explains how insurebudget.com collects, uses, and shares information through this website and related inquiries. Contact us at info@insurebudget.com with privacy questions. Insurebudget.com is a marketing website that connects consumers with insurance professionals; it is not a government website.

Information we collect

We collect information you provide through forms or communications, such as your name, telephone number, email address, ZIP code, state, insurance interests, and the details of your inquiry. Website systems may collect IP address, browser and device information, referring pages, timestamps, and interactions with the website. Please do not submit Social Security numbers, payment information, Medicare identification numbers, or detailed medical records through general inquiry forms.

How we use information

We use information to respond to inquiries, arrange requested contact with insurance professionals, operate and troubleshoot the website, prevent fraud, and document form submissions and communication preferences. Marketing contact is subject to the choices and consent you provide and applicable law.

Sharing information

We may share information relevant to your inquiry with insurance agents, agencies, or marketing partners so they can respond to your request, consistent with the disclosure and consent presented when you submit. We also use service providers for hosting, communications, security, and recordkeeping. Information may be disclosed when required by law, to protect rights and security, or as part of a business transfer subject to applicable safeguards. Partners may handle information under their own privacy policies.

Cookies and consent documentation

Cookies and similar technologies may support website operation, security, and measurement. Browser settings can limit cookies, although some features may be affected. Where installed, TrustedForm and Jornaya LeadID technologies help document the source of an inquiry and the disclosure and consent presented. These services may capture identifiers, timestamps, and information about form interactions; their collection depends on the implementation.

Calls, texts, and emails

Submitting a form does not by itself authorize every type of marketing communication. The separate disclosure and consent you provide govern permitted contact. Where you expressly authorize them, communications may include automated calls, prerecorded messages, or texts. Consent is not a condition of purchasing insurance. You may request that insurebudget.com stop marketing contact by emailing info@insurebudget.com. Where supported, reply STOP to a marketing text or use an email unsubscribe link. You may also contact the sender directly. Message and data rates may apply.

Retention and security

Retention depends on the type of record, the purpose for which it was collected, ongoing service needs, applicable legal recordkeeping requirements, and relevant dispute or limitation periods. Lead inquiry information and consent records may have different retention needs. Contact us to request information about retention of your records or to request deletion, subject to applicable exceptions. No online system can guarantee absolute security.

Privacy requests

Depending on where you live and which laws apply, you may have rights to access, correct, delete, or obtain a copy of personal information, or to opt out of certain uses or disclosures. Email info@insurebudget.com with your request. Identity verification may be necessary; do not email sensitive identification documents unless a secure process has been arranged. Legal exceptions may affect requests.

California privacy rights (CCPA / CPRA)

If you are a California resident and the California Consumer Privacy Act, as amended by the California Privacy Rights Act, applies to our processing of your personal information, you may exercise the following rights, subject to applicable exceptions:

• Know and access: request the categories and specific pieces of personal information collected about you, their sources, purposes of use, and the categories of recipients to whom information is disclosed.
• Delete: request deletion of personal information, subject to exceptions such as required legal and compliance records.
• Correct: request correction of inaccurate personal information.
• Opt out of sale or sharing: request that your personal information not be sold or shared as those terms are defined by California law.
• Limit sensitive personal information: request limits on certain uses or disclosures where this right applies.
• Non-discrimination: exercise applicable privacy rights without unlawful discriminatory treatment.

To submit a request, email info@insurebudget.com with the subject “California Privacy Request” and describe the right you wish to exercise. For an opt-out request, use “Do Not Sell or Share My Personal Information.” Provide enough information to identify your inquiry, such as the email address or telephone number used in your submission; do not send sensitive identification documents by email. Authorized agents may submit requests subject to applicable authorization and verification requirements. Verification requirements depend on the type of request; sale or sharing opt-outs do not require a verifiable consumer request.

Applicable response periods and legal exceptions govern these requests. Where required, a supported Global Privacy Control signal must be treated as a request to opt out of sale or sharing.

For further information, visit California Consumer Privacy Act (CCPA) | State of California – Department of Justice – Office of the Attorney General.

Children and external websites

This website is intended for adults and is not directed to children under 13. If you believe a child has submitted personal information, contact us. Links to external websites are provided for convenience; those sites have their own policies.

Changes and contact

Updates will be posted on this page with a revised effective date. Material changes will be communicated when required by applicable law. Contact: insurebudget.com, info@insurebudget.com.